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Start Application

Steps

Steps

Step 1

Answer numbers 1 to 5 listed in step 1 and send via email to info@sixthpenguinlimited.com or send to 08188313151 via WhatsApp.

  1. Surname: 
  2. First Name:
  3. Middle Name
  4. D.O.B:
  5. BVN:
  6. Passport Photo: 

Step 2

Visit: sixthpenguinlimited.com

  • Click Calculator - Click on the type of calculator you want, Example "CALCULATE LOANS FOR SALARY EARNERS.
  • Fill & submit.

Step 3

Application

  • Click Services- Click on the type of loan you want to apply for, Example "APPLY FOR LOAN - SALARY EARNERS" - Click Get started
  • Fill & Submit

Step 4

If you are approved for the loan, pls

  • Request for Terms and Conditions, Read & Understand it.
  • Request for Requirements & Procedures, Read and Understand it.

Step 5

If you have read and Understood the Terms & Conditions, Requirements & Procedures, and you are willing to proceed with you loan request.

Kindly demand for KYC form and make an upfront payment for the following below.

A. Pay for Insurance

B. Pay for VAT

C. Pay Refundable Retention Fee.

Payments for D, E & F can be added to loan repayment amount

D. Pay for Search (Can be Added to Loan Repayment Amount)

E. Pay for Agreement Contract (Can be added to Loan Repayment Amount)

F. Pay for Loan Form (Can be added to loan Repayment Amount)

Step 6

Approval

  • Sign Agreement
  • Receive the Loan
contact us
  • address
  • No 2 Joel Ogunnaike Street. G.R.A Ikeja. Lagos State.
  • email
  • phone

For Public / Civil Servants & Bankers. Maximum Amount: Your Monthly Salary

Salary Earners Loan
  1. Salary Earners Estimated Amount Payable before Loan Tenure
    ₦     (Insurance + V.A.T + Retention)

  2. Estimated Amount Payable at the End of Loan Tenure Spread. ₦ (Loan + interest + Agreement fee + Application fee + Search)

  3. Estimated Amount Payable at the End of Loan Tenure Spread. ₦ (Loan + interest + Agreement fee + Application fee + Search + Remita Charges)

  4. Total Repayment Monthly plus Remita Charges ₦ 
₦
Months
1% of Loan Amount ₦

Interest Rate Breakdown

Total Repayment after 1st Month ₦
Total Repayment after 2nd Month ₦
Total Repayment after 3rd Month ₦
Total Repayment after 4th Month ₦
Total Repayment after 5th Month ₦
Total Repayment after 6th Month ₦

Interest:

Added to Loan Repayment Amount.

7.5% of Compound Interest ₦
7.5% of Agreement, Search & Form Fee:
Agreement Fee ₦
Retention Fee ₦
Form ₦
Search ₦
Upfront Payment ₦
Total
Repayment every month ₦
Remita charge 1.5% and 7.5% V.A.T) ₦
Total Repayment Monthly ₦

Remita charges are capped at ₦2,000 max.

Business Owners

Business Owners
  1. Business Owners, Estimated Amount Payable before Loan Tenure
    ₦     (Insurance + V.A.T + Retention)

  2. Estimated Amount Payable at the End of Loan Tenure Spread. ₦ (Compound interest + Agreement fee + Application fee + Search)

  3. Total Repayment Monthly plus Remita Charges ₦ 
₦
Months
1% of Loan Amount ₦

Interest Rate Breakdown

Total Repayment after 1st Month ₦
Total Repayment after 2nd Month ₦
Total Repayment after 3rd Month ₦
Total Repayment after 4th Month ₦
Total Repayment after 5th Month ₦
Total Repayment after 6th Month ₦

Compound Interest
Compound Interest
Compound Interest
Compound Interest
Compound Interest
Compound Interest

Compound Interest:

Added to Loan Repayment Amount.

7.5% of Compound Interest ₦
7.5% of Agreement, Search & Form Fee:
Agreement Fee ₦
Retention Fee ₦
Form ₦
Search ₦
Upfront Payment ₦
Total
Repayment every month ₦
Remita charge 1.5% and 7.5% V.A.T) ₦
Total Repayment Monthly ₦

Remita charges are capped at ₦2,000 max.

For Education and Study Programs

Calculator for Education Loan
  1. Education Loan Estimated Amount Payable before Loan Tenure
    ₦     (Insurance + V.A.T + Retention)

  2. Estimated Amount Payable at the End of Loan Tenure Spread. ₦ (Compound interest + Agreement fee + Application fee + Search)

  3. Total Repayment Monthly plus Remita Charges ₦ 
₦
Months
1% of Loan Amount ₦

Interest Rate Breakdown

Total Repayment after 1st Month ₦
Total Repayment after 2nd Month ₦
Total Repayment after 3rd Month ₦
Total Repayment after 4th Month ₦
Total Repayment after 5th Month ₦
Total Repayment after 6th Month ₦

Compound Interest
Compound Interest
Compound Interest
Compound Interest
Compound Interest
Compound Interest

Compound Interest:

Added to Loan Repayment Amount.

7.5% of Compound Interest ₦
7.5% of Agreement, Search & Form Fee:
Agreement Fee ₦
Retention Fee ₦
Form ₦
Search ₦
Upfront Payment ₦
Total
Repayment every month ₦
Remita charge 1.5% and 7.5% V.A.T) ₦
Total Repayment Monthly ₦

Remita charges are capped at ₦2,000 max.

For Vacation Loans

Calculator for Vacation Loan
  1. Vacation Loan Estimated Amount Payable before Loan Tenure
    ₦     (Insurance + V.A.T + Retention)

  2. Estimated Amount Payable at the End of Loan Tenure Spread. ₦ (Compound interest + Agreement fee + Application fee + Search)

  3. Total Repayment Monthly plus Remita Charges ₦ 
₦
Months
1% of Loan Amount ₦

Interest Rate Breakdown

Total Repayment after 1st Month ₦
Total Repayment after 2nd Month ₦
Total Repayment after 3rd Month ₦
Total Repayment after 4th Month ₦
Total Repayment after 5th Month ₦
Total Repayment after 6th Month ₦

Compound Interest
Compound Interest
Compound Interest
Compound Interest
Compound Interest
Compound Interest

Compound Interest:

Added to Loan Repayment Amount.

7.5% of Compound Interest ₦
7.5% of Agreement, Search & Form Fee:
Agreement Fee ₦
Retention Fee ₦
Form ₦
Search ₦
Upfront Payment ₦
Total
Repayment every month ₦
Remita charge 1.5% and 7.5% V.A.T) ₦
Total Repayment Monthly ₦

Remita charges are capped at ₦2,000 max.