About Us

Sixth Penguin Limited

About us

Sixth Penguin Limited is a licensed money lending company established in 2021, founded in Lagos Nigeria for the primary purpose of meeting the insatiable demand for cash for salary earners such as Public Servants, Civil Servants and Bankers who need loans for various reasons such as rent, school fees, medical bills etc. We also cater to the needs of students who desire an education loan to study abroad & holiday makers who desire a vacation loan for a leisure trip abroad.

In consideration of the current economic situation, low interest rates at Sixth Penguin Limited have been very beneficial to our clients, we have also provided a soft landing in terms of a convenient loan repayment plan. Thus, making Sixth Penguin Limited the choice destination to seek loans.

At sixth Penguin limited we also offer investment plans to investors who desire to multiply their cash through lending.

Work with us today!!!

Unveiling Extraordinary Milestones

A Journey of Extraordinary achievement and Celebrating Milestones

Completed Loans
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Happy Customers
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Years of experience
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Returning Clients
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Testimonials

Voices of Delight

Inspiring Testimonials Showcasing the Unforgettable Experiences and Sixth Penguin Results of Our Valued Clients.

Elevate Your Financial Future Today

Ready to turn your dreams into reality? Whether you’re seeking a loan, proof of funds, or a lucrative loan investment opportunity, we’ve got you covered. Click below to explore our range of financial solutions and take the first step towards financial empowerment. Seize the opportunity now! Apply for Loans, Proof of Funds, and Loan Investments today. Your path to prosperity starts here. Apply now!

For Public / Civil Servants & Bankers. Maximum Amount: Your Monthly Salary

Salary Earners Loan
  1. Salary Earners Estimated Amount Payable before Loan Tenure
    (Insurance + V.A.T + Retention)

  2. Estimated Amount Payable at the End of Loan Tenure Spread. (Loan + interest + Agreement fee + Application fee + Search)

  3. Estimated Amount Payable at the End of Loan Tenure Spread. (Loan + interest + Agreement fee + Application fee + Search + Remita Charges)

  4. Total Repayment Monthly plus Remita Charges  
Months
1% of Loan Amount ₦

Interest Rate Breakdown


Total Repayment after 1st Month ₦
Total Repayment after 2nd Month ₦
Total Repayment after 3rd Month ₦
Total Repayment after 4th Month ₦
Total Repayment after 5th Month ₦
Total Repayment after 6th Month ₦


Interest:

Added to Loan Repayment Amount.


7.5% of Compound Interest ₦
7.5% of Agreement, Search & Form Fee:
Agreement Fee ₦
Retention Fee ₦
Form ₦
Search ₦
Upfront Payment ₦
Total
Repayment every month ₦
Remita charge 1.5% and 7.5% V.A.T) ₦
Total Repayment Monthly ₦

Remita charges are capped at ₦2,000 max.

Business Owners

Business Owners
  1. Business Owners, Estimated Amount Payable before Loan Tenure
    (Insurance + V.A.T + Retention)

  2. Estimated Amount Payable at the End of Loan Tenure Spread. (Compound interest + Agreement fee + Application fee + Search)

  3. Total Repayment Monthly plus Remita Charges  
Months
1% of Loan Amount ₦

Interest Rate Breakdown


Total Repayment after 1st Month ₦
Total Repayment after 2nd Month ₦
Total Repayment after 3rd Month ₦
Total Repayment after 4th Month ₦
Total Repayment after 5th Month ₦
Total Repayment after 6th Month ₦


Compound Interest
Compound Interest
Compound Interest
Compound Interest
Compound Interest
Compound Interest

Compound Interest:

Added to Loan Repayment Amount.


7.5% of Compound Interest ₦
7.5% of Agreement, Search & Form Fee:
Agreement Fee ₦
Retention Fee ₦
Form ₦
Search ₦
Upfront Payment ₦
Total
Repayment every month ₦
Remita charge 1.5% and 7.5% V.A.T) ₦
Total Repayment Monthly ₦

Remita charges are capped at ₦2,000 max.

For Education and Study Programs

Calculator for Education Loan
  1. Education Loan Estimated Amount Payable before Loan Tenure
    (Insurance + V.A.T + Retention)

  2. Estimated Amount Payable at the End of Loan Tenure Spread. (Compound interest + Agreement fee + Application fee + Search)

  3. Total Repayment Monthly plus Remita Charges  
Months
1% of Loan Amount ₦

Interest Rate Breakdown


Total Repayment after 1st Month ₦
Total Repayment after 2nd Month ₦
Total Repayment after 3rd Month ₦
Total Repayment after 4th Month ₦
Total Repayment after 5th Month ₦
Total Repayment after 6th Month ₦


Compound Interest
Compound Interest
Compound Interest
Compound Interest
Compound Interest
Compound Interest

Compound Interest:

Added to Loan Repayment Amount.


7.5% of Compound Interest ₦
7.5% of Agreement, Search & Form Fee:
Agreement Fee ₦
Retention Fee ₦
Form ₦
Search ₦
Upfront Payment ₦
Total
Repayment every month ₦
Remita charge 1.5% and 7.5% V.A.T) ₦
Total Repayment Monthly ₦

Remita charges are capped at ₦2,000 max.

For Vacation Loans

Calculator for Vacation Loan
  1. Vacation Loan Estimated Amount Payable before Loan Tenure
    (Insurance + V.A.T + Retention)

  2. Estimated Amount Payable at the End of Loan Tenure Spread. (Compound interest + Agreement fee + Application fee + Search)

  3. Total Repayment Monthly plus Remita Charges  
Months
1% of Loan Amount ₦

Interest Rate Breakdown


Total Repayment after 1st Month ₦
Total Repayment after 2nd Month ₦
Total Repayment after 3rd Month ₦
Total Repayment after 4th Month ₦
Total Repayment after 5th Month ₦
Total Repayment after 6th Month ₦


Compound Interest
Compound Interest
Compound Interest
Compound Interest
Compound Interest
Compound Interest

Compound Interest:

Added to Loan Repayment Amount.


7.5% of Compound Interest ₦
7.5% of Agreement, Search & Form Fee:
Agreement Fee ₦
Retention Fee ₦
Form ₦
Search ₦
Upfront Payment ₦
Total
Repayment every month ₦
Remita charge 1.5% and 7.5% V.A.T) ₦
Total Repayment Monthly ₦

Remita charges are capped at ₦2,000 max.