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Loans

APPLY FOR A LOAN

Salary earners

Loans For Salary Earners

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Attach a handwritten letter of application stating the reason why you want the loan and the duration for which you want the loan, give details of the collateral you would like to use to secure the loan.

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If the company is okay with the collateral you want to present, you will be contacted via email informing you that you are eligible for the loan and you will be asked to bring the collateral for inspection.

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You must provide the following supporting documents.

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  • No 2 Joel Ogunnaike Street. G.R.A Ikeja. Lagos State.
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Application for Salary Earners Loan

Requirements and Procedures

The following supporting documents are mandatory. *

For Public / Civil Servants & Bankers. Maximum Amount: Your Monthly Salary

Salary Earners Loan
  1. Salary Earners Estimated Amount Payable before Loan Tenure
    ₦     (Insurance + V.A.T + Retention)

  2. Estimated Amount Payable at the End of Loan Tenure Spread. ₦ (Loan + interest + Agreement fee + Application fee + Search)

  3. Estimated Amount Payable at the End of Loan Tenure Spread. ₦ (Loan + interest + Agreement fee + Application fee + Search + Remita Charges)

  4. Total Repayment Monthly plus Remita Charges ₦ 
₦
Months
1% of Loan Amount ₦

Interest Rate Breakdown

Total Repayment after 1st Month ₦
Total Repayment after 2nd Month ₦
Total Repayment after 3rd Month ₦
Total Repayment after 4th Month ₦
Total Repayment after 5th Month ₦
Total Repayment after 6th Month ₦

Interest:

Added to Loan Repayment Amount.

7.5% of Compound Interest ₦
7.5% of Agreement, Search & Form Fee:
Agreement Fee ₦
Retention Fee ₦
Form ₦
Search ₦
Upfront Payment ₦
Total
Repayment every month ₦
Remita charge 1.5% and 7.5% V.A.T) ₦
Total Repayment Monthly ₦

Remita charges are capped at ₦2,000 max.

Business Owners

Business Owners
  1. Business Owners, Estimated Amount Payable before Loan Tenure
    ₦     (Insurance + V.A.T + Retention)

  2. Estimated Amount Payable at the End of Loan Tenure Spread. ₦ (Compound interest + Agreement fee + Application fee + Search)

  3. Total Repayment Monthly plus Remita Charges ₦ 
₦
Months
1% of Loan Amount ₦

Interest Rate Breakdown

Total Repayment after 1st Month ₦
Total Repayment after 2nd Month ₦
Total Repayment after 3rd Month ₦
Total Repayment after 4th Month ₦
Total Repayment after 5th Month ₦
Total Repayment after 6th Month ₦

Compound Interest
Compound Interest
Compound Interest
Compound Interest
Compound Interest
Compound Interest

Compound Interest:

Added to Loan Repayment Amount.

7.5% of Compound Interest ₦
7.5% of Agreement, Search & Form Fee:
Agreement Fee ₦
Retention Fee ₦
Form ₦
Search ₦
Upfront Payment ₦
Total
Repayment every month ₦
Remita charge 1.5% and 7.5% V.A.T) ₦
Total Repayment Monthly ₦

Remita charges are capped at ₦2,000 max.

For Education and Study Programs

Calculator for Education Loan
  1. Education Loan Estimated Amount Payable before Loan Tenure
    ₦     (Insurance + V.A.T + Retention)

  2. Estimated Amount Payable at the End of Loan Tenure Spread. ₦ (Compound interest + Agreement fee + Application fee + Search)

  3. Total Repayment Monthly plus Remita Charges ₦ 
₦
Months
1% of Loan Amount ₦

Interest Rate Breakdown

Total Repayment after 1st Month ₦
Total Repayment after 2nd Month ₦
Total Repayment after 3rd Month ₦
Total Repayment after 4th Month ₦
Total Repayment after 5th Month ₦
Total Repayment after 6th Month ₦

Compound Interest
Compound Interest
Compound Interest
Compound Interest
Compound Interest
Compound Interest

Compound Interest:

Added to Loan Repayment Amount.

7.5% of Compound Interest ₦
7.5% of Agreement, Search & Form Fee:
Agreement Fee ₦
Retention Fee ₦
Form ₦
Search ₦
Upfront Payment ₦
Total
Repayment every month ₦
Remita charge 1.5% and 7.5% V.A.T) ₦
Total Repayment Monthly ₦

Remita charges are capped at ₦2,000 max.

For Vacation Loans

Calculator for Vacation Loan
  1. Vacation Loan Estimated Amount Payable before Loan Tenure
    ₦     (Insurance + V.A.T + Retention)

  2. Estimated Amount Payable at the End of Loan Tenure Spread. ₦ (Compound interest + Agreement fee + Application fee + Search)

  3. Total Repayment Monthly plus Remita Charges ₦ 
₦
Months
1% of Loan Amount ₦

Interest Rate Breakdown

Total Repayment after 1st Month ₦
Total Repayment after 2nd Month ₦
Total Repayment after 3rd Month ₦
Total Repayment after 4th Month ₦
Total Repayment after 5th Month ₦
Total Repayment after 6th Month ₦

Compound Interest
Compound Interest
Compound Interest
Compound Interest
Compound Interest
Compound Interest

Compound Interest:

Added to Loan Repayment Amount.

7.5% of Compound Interest ₦
7.5% of Agreement, Search & Form Fee:
Agreement Fee ₦
Retention Fee ₦
Form ₦
Search ₦
Upfront Payment ₦
Total
Repayment every month ₦
Remita charge 1.5% and 7.5% V.A.T) ₦
Total Repayment Monthly ₦

Remita charges are capped at ₦2,000 max.