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FAQ

Frequently asked questions

We offer a range of loans tailored to different business needs, including term loans, lines of credit, and specialized financing options. Our team will work closely with you to understand your requirements and guide you towards the most suitable loan type for your specific situation.

Acquiring proof of funds is a seamless process with us. Simply fill out our application form and provide the necessary documentation. Our team will review your request and promptly provide the required funds, enabling you to proceed confidently with your transactions.

When assessing a loan investment, it’s crucial to consider factors such as the interest rate, loan term, collateral requirements, and the potential return on investment. Our experts can provide detailed insights and help you make an informed decision.

Open communication is key. If you face difficulties in repaying a loan, reach out to our team immediately. We understand that unforeseen circumstances can arise, and we’re here to work with you to find a solution that ensures minimal disruption to your business operations.

Our loans can be used for a variety of purposes, including working capital, equipment purchases, expansion initiatives, and more. We’ll work with you to customize a financing solution that aligns with your business objectives.

We provide regular updates and statements to keep you informed about the performance of your loan investment. These reports include details on interest earned, repayment progress, and any other relevant metrics. Additionally, our team is available to address any questions or concerns you may have about your investment.

For Public / Civil Servants & Bankers. Maximum Amount: Your Monthly Salary

Salary Earners Loan
  1. Salary Earners Estimated Amount Payable before Loan Tenure
    (Insurance + V.A.T + Retention)

  2. Estimated Amount Payable at the End of Loan Tenure Spread. (Loan + interest + Agreement fee + Application fee + Search)

  3. Estimated Amount Payable at the End of Loan Tenure Spread. (Loan + interest + Agreement fee + Application fee + Search + Remita Charges)

  4. Total Repayment Monthly plus Remita Charges  
Months
1% of Loan Amount ₦

Interest Rate Breakdown


Total Repayment after 1st Month ₦
Total Repayment after 2nd Month ₦
Total Repayment after 3rd Month ₦
Total Repayment after 4th Month ₦
Total Repayment after 5th Month ₦
Total Repayment after 6th Month ₦


Interest:

Added to Loan Repayment Amount.


7.5% of Compound Interest ₦
7.5% of Agreement, Search & Form Fee:
Agreement Fee ₦
Retention Fee ₦
Form ₦
Search ₦
Upfront Payment ₦
Total
Repayment every month ₦
Remita charge 1.5% and 7.5% V.A.T) ₦
Total Repayment Monthly ₦

Remita charges are capped at ₦2,000 max.

Business Owners

Business Owners
  1. Business Owners, Estimated Amount Payable before Loan Tenure
    (Insurance + V.A.T + Retention)

  2. Estimated Amount Payable at the End of Loan Tenure Spread. (Compound interest + Agreement fee + Application fee + Search)

  3. Total Repayment Monthly plus Remita Charges  
Months
1% of Loan Amount ₦

Interest Rate Breakdown


Total Repayment after 1st Month ₦
Total Repayment after 2nd Month ₦
Total Repayment after 3rd Month ₦
Total Repayment after 4th Month ₦
Total Repayment after 5th Month ₦
Total Repayment after 6th Month ₦


Compound Interest
Compound Interest
Compound Interest
Compound Interest
Compound Interest
Compound Interest

Compound Interest:

Added to Loan Repayment Amount.


7.5% of Compound Interest ₦
7.5% of Agreement, Search & Form Fee:
Agreement Fee ₦
Retention Fee ₦
Form ₦
Search ₦
Upfront Payment ₦
Total
Repayment every month ₦
Remita charge 1.5% and 7.5% V.A.T) ₦
Total Repayment Monthly ₦

Remita charges are capped at ₦2,000 max.

For Education and Study Programs

Calculator for Education Loan
  1. Education Loan Estimated Amount Payable before Loan Tenure
    (Insurance + V.A.T + Retention)

  2. Estimated Amount Payable at the End of Loan Tenure Spread. (Compound interest + Agreement fee + Application fee + Search)

  3. Total Repayment Monthly plus Remita Charges  
Months
1% of Loan Amount ₦

Interest Rate Breakdown


Total Repayment after 1st Month ₦
Total Repayment after 2nd Month ₦
Total Repayment after 3rd Month ₦
Total Repayment after 4th Month ₦
Total Repayment after 5th Month ₦
Total Repayment after 6th Month ₦


Compound Interest
Compound Interest
Compound Interest
Compound Interest
Compound Interest
Compound Interest

Compound Interest:

Added to Loan Repayment Amount.


7.5% of Compound Interest ₦
7.5% of Agreement, Search & Form Fee:
Agreement Fee ₦
Retention Fee ₦
Form ₦
Search ₦
Upfront Payment ₦
Total
Repayment every month ₦
Remita charge 1.5% and 7.5% V.A.T) ₦
Total Repayment Monthly ₦

Remita charges are capped at ₦2,000 max.

For Vacation Loans

Calculator for Vacation Loan
  1. Vacation Loan Estimated Amount Payable before Loan Tenure
    (Insurance + V.A.T + Retention)

  2. Estimated Amount Payable at the End of Loan Tenure Spread. (Compound interest + Agreement fee + Application fee + Search)

  3. Total Repayment Monthly plus Remita Charges  
Months
1% of Loan Amount ₦

Interest Rate Breakdown


Total Repayment after 1st Month ₦
Total Repayment after 2nd Month ₦
Total Repayment after 3rd Month ₦
Total Repayment after 4th Month ₦
Total Repayment after 5th Month ₦
Total Repayment after 6th Month ₦


Compound Interest
Compound Interest
Compound Interest
Compound Interest
Compound Interest
Compound Interest

Compound Interest:

Added to Loan Repayment Amount.


7.5% of Compound Interest ₦
7.5% of Agreement, Search & Form Fee:
Agreement Fee ₦
Retention Fee ₦
Form ₦
Search ₦
Upfront Payment ₦
Total
Repayment every month ₦
Remita charge 1.5% and 7.5% V.A.T) ₦
Total Repayment Monthly ₦

Remita charges are capped at ₦2,000 max.